Terms of Use
Last Updated: October 29, 2025
Welcome to Ulpar Moten. By accessing or using our website at ath-cilbi.com and our educational platform services, you agree to be bound by these Terms of Use. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing, browsing, or using the Ulpar Moten platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our services.
We reserve the right to modify these terms at any time. Your continued use of the platform following any changes constitutes acceptance of those changes.
2. Description of Services
Ulpar Moten provides an online educational platform offering:
- Group and individual learning sessions
- Personalized learning paths focused on investment automation
- Live interaction with instructors
- Educational materials and resources
- Collaborative learning tools
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. User Accounts
3.1 Account Registration
To access certain features of our platform, you must create an account. You agree to:
- Provide accurate, current, and complete information during registration
- Maintain and promptly update your account information
- Maintain the security of your password and account
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized use of your account
3.2 Account Eligibility
You must be at least 18 years of age to create an account. If you are under 18, you may use our services only with the involvement and consent of a parent or legal guardian.
3.3 Account Termination
We reserve the right to suspend or terminate your account at our discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.
4. User Conduct and Responsibilities
You agree to use our platform only for lawful purposes and in accordance with these Terms. You agree not to:
- Use the platform in any way that violates any applicable law or regulation
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the platform
- Transmit any advertising, promotional materials, or spam
- Attempt to gain unauthorized access to any portion of the platform or related systems
- Interfere with or disrupt the platform or servers or networks connected to the platform
- Use automated systems to access the platform without our permission
- Collect or store personal data about other users without their consent
- Upload or transmit viruses or any other malicious code
- Harass, abuse, or harm other users or instructors
5. Intellectual Property Rights
5.1 Platform Content
All content on the Ulpar Moten platform, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and course materials, is the property of Ulpar Moten or its content suppliers and is protected by intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the platform and its content for your personal, non-commercial educational purposes. This license does not include:
- Resale or commercial use of the platform or its content
- Collection and use of any product listings, descriptions, or prices
- Any derivative use of the platform or its content
- Downloading or copying of account information for the benefit of another party
- Any use of data mining, robots, or similar data gathering and extraction tools
5.3 User-Generated Content
By submitting content to our platform, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.
You represent and warrant that you own or have the necessary rights to the content you submit and that such content does not violate any third-party rights.
6. Payment and Enrollment
6.1 Course Fees
Certain courses and services on our platform require payment. All fees are stated in the applicable currency and are subject to change without notice. You agree to pay all fees associated with your enrollment.
6.2 Payment Processing
Payments are processed through third-party payment processors. You agree to provide accurate payment information and authorize us to charge the applicable fees to your designated payment method.
6.3 Refund Policy
Refund eligibility is determined on a case-by-case basis according to our separate Refund Policy. We reserve the right to refuse refunds for services already rendered.
6.4 Automatic Renewal
Some services may automatically renew unless you cancel before the renewal date. You are responsible for canceling unwanted renewals through your account settings or by contacting us.
7. Privacy and Data Protection
Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.
8. Educational Content and Materials
8.1 No Professional Advice
The educational content provided on our platform, including courses on investment automation, is for informational and educational purposes only. It does not constitute professional financial, investment, legal, or tax advice. You should consult with qualified professionals before making any investment or financial decisions.
8.2 No Guarantees
We do not guarantee any specific outcomes, results, or investment performance from participating in our courses or using our educational materials. Past performance examples do not guarantee future results.
8.3 Content Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any content on the platform.
9. Third-Party Links and Services
Our platform may contain links to third-party websites or services that are not owned or controlled by Ulpar Moten. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content, goods, or services.
10. Disclaimers and Limitation of Liability
10.1 Service Availability
The platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that:
- The platform will be uninterrupted, secure, or error-free
- Defects will be corrected
- The platform or servers are free of viruses or other harmful components
- The results obtained from using the platform will be accurate or reliable
10.2 Limitation of Liability
To the fullest extent permitted by law, Ulpar Moten shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use the platform
- Any conduct or content of any third party on the platform
- Any content obtained from the platform
- Unauthorized access, use, or alteration of your transmissions or content
Our total liability to you for all claims arising from or related to the platform shall not exceed the amount you paid us in the twelve months preceding the claim.
11. Indemnification
You agree to indemnify, defend, and hold harmless Ulpar Moten, its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:
- Your access to or use of the platform
- Your violation of these Terms of Use
- Your violation of any third-party right, including intellectual property rights
- Any content you submit to the platform
12. Dispute Resolution
12.1 Informal Resolution
If you have any dispute with us, you agree to first contact us at help@ath-cilbi.com and attempt to resolve the dispute informally before pursuing any formal legal action.
12.2 Binding Arbitration
Any dispute arising from or relating to these Terms or the platform that cannot be resolved informally shall be resolved through binding arbitration in accordance with applicable arbitration rules and procedures.
12.3 Class Action Waiver
You agree to bring claims against us only in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.
13. Governing Law
These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. You consent to the exclusive jurisdiction and venue of the competent courts for any disputes arising from these Terms.
14. Termination
We may terminate or suspend your access to the platform immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.
Upon termination, your right to use the platform will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions remain in full force and effect.
16. Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on the platform, constitute the entire agreement between you and Ulpar Moten regarding your use of the platform and supersede all prior agreements and understandings.
17. No Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.
18. Assignment
You may not assign or transfer these Terms or your rights and obligations under them without our prior written consent. We may assign these Terms without restriction.
19. Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
20. Contact Information
If you have any questions about these Terms of Use, please contact us:
Ulpar Moten
159 Naif St, Deira
Dubai, United Arab Emirates
Email: help@ath-cilbi.com
Phone: +97144534360
By using the Ulpar Moten platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.